Montrealers fight for insurance benefits highlights dangers of social media lawyers

first_imgMONTREAL – The case of a Montreal writer who said his insurance company refused to pay him disability benefits due in part to online postings is a reminder to people to watch what they put on the Internet, according to legal experts.Literature professor Samuel Archibald published a letter in La Presse earlier this month detailing his struggles to get disability benefits after being diagnosed with severe depression last fall.He wrote that while he was on leave from his job at Universite du Quebec a Montreal, the school’s group insurer opened an investigation because he had been able to take part in certain activities such as speaking with students, reading poems on the radio and making a 10-minute TV appearance.They also looked at photos he had posted on social media that showed him jogging or playing with his children.“They also used this new trick of peeling through the insured’s Facebook and Instagram pages in order to prove, in the event of a lawsuit, that he is not depressed,” he wrote on Feb. 12.The article prompted a wave of denunciations from doctors, union leaders and citizens, with some sharing their own stories of being denied claims with the hashtag #avecsam.It also elicited a response from Archibald’s insurance company, which defended its commitment to mental health and promised to review his file.“Close to half of our group insurance claims are disability cases, and less than five per cent of mental health claims are declined,” Desjardins wrote in a statement.“It’s important to note that each claim is evaluated on a case-by-case basis, while consulting with the insured, experts — including the attending physicians — and the employer.”But the story is no surprise to legal experts, who say insurance companies are increasingly turning to social media to investigate claims.David Share, a lawyer who specializes in insurance claims, says insurance companies have always conducted surveillance and been suspicious of certain kinds of disability claims.He says that while firms have a responsibility to ensure claims are valid, social media can also offer “a cheaper, quicker way of trying to find grounds to deny a claim.”As an example, he says insurance companies can argue that someone who spends a certain number of hours online is capable of working a desk job or taking calls.“It’s easy to say ‘this person doesn’t look disabled,’ but that’s an overly simplistic way of looking at it,” he said.Robert Currie, a lawyer and member of Dalhousie University’s law and technology institute, says insurance companies are too often allowed to be invasive and to jump to conclusions that aren’t supported by their evidence.“You can’t judge anything meaningful about someone’s mental health based on their social media feeds,” said Currie.“One thing we know is that social media feeds are extremely unreliable indicators of anything about a person, 95 per cent of the time.”Both Share and Currie say that while the issue of social media monitoring raises privacy concerns, thus far there are few government regulations in place to stop it.“The legal system is still trying to catch up with the Internet and the impact that it has, and it’s very difficult to prevent companies or investigators from being able to learn how to look things up online,” Share said.Currie said that while people can have some legal recourse if they can show that companies breached strong privacy barriers, it’s far easier and less costly to assume that anything posted online can be found.“A colleague has a sign on her office that reads: ‘Dance like nobody is watching; email as if it’s going to be read to a deposition some day,’” he said.“I think people are far too casual about this.”last_img read more

Wall Street selloff resumes accelerates

first_imgFear about the effects of rising interest rates hit Wall Street hard today.The Dow Jones Industrial Average fell 1,033 points or 4.2 per cent to 23,860.The benchmark S&P 500 Index dropped 101 points of 3.8 per cent to 2,581, its lowest since November. Canadian stocks lost about half a much, with the S&P/TSX Composite dropping 265 points or 1.7 per cent.More to comelast_img

The Legions Annual Childrens Christmas Party

first_imgFORT ST. JOHN, B.C – Applications are due for children to participate in this free event open to the general public, Sunday, December 9th, 2018.The Legion’s Children’s Christmas party is an open event that fills up quickly and is put together by volunteers. Parents wanting to have their children participate in the event must fill out and return an application form. The only requirement for the event is that the parent delivers a pre-wrapped present for their child to the Legion.This gift is returned the day of the party to the child and the intention is to hold the attending child’s space. On the day of the event, the child will receive two gifts, the one the parent provided and the one the Legion gets for them. In previous years applications were filled and with alot of no shows the day of the event the Legion does not want any missed opportunities for children to attend and this is the reason for bringing in a present.Once all the applications for the event are collected the volunteers go through sorting genders and ages and go out shopping to be able to purchase toys that are personalized to the children receiving them.The Children’s Christmas Party starts at 1 pm and goes until 4 pm on Sunday, December 9th, 2018. The main hall of the Legion is decorated and ready with snacks and food, seasonal music, as well as games such as bobbing for Candy Canes which also includes winning prizes.  Santa makes his way into the hall about 2:30 pm where he presents the children with their gifts.To get an application for your child to attend the Christmas party email Jennilee at; jennilee_rennie_4@hotmail.comOnce receiving the application you can either return the filled out form to Jennilee or drop it off at the branch. People unable to get the application printed are also able to email Jennilee and include the attending child’s name, age, gender, the parent’s name and parents phone number. This process needs be completed by cutoff at 8 pm Friday, December, 7th, 2018The wrapped present for the attending child is required to be at the Legion before noon Saturday, December 8th, 2018last_img read more

Federal Election to start Wednesday

first_imgIn Prince George-Peace River-Northern Rockies, incumbent MP and Conservative Bob Zimmer will be running for re-election. At this point, there are only two other candidates running in our riding. That includes the Peoples Party of Canada candidate Ron Valliant and Green Party, candidate Catharine Kendall. The NDP and Liberals have yet to announce candidates for Prince George-Peace River-Northern Rockies.Here is the current seat breakdown from CTV News as of September 10, 2019. A party needs 170 seats for a majority government.Liberal: 177Conservative: 95NDP: 39Bloc Québécois: 10Independent: 8Green Party: 2Co-operative Commonwealth Federation: 1People’s Party: 1 OTTAWA, O.N. – Prime Minister Justin Trudeau will officially start 2019 Federal Election on Wednesday.According to CTV News, Trudeau will visit the Governor-General on Wednesday at 10 a.m. Eastern and official request for Parliament to be dissolved and start the next election.Election day will be October 21, 2019.last_img read more

FIFA to Donate MAD 6 Millions to 3 Moroccan Football Clubs

Rabat – FIFA will grant MAD 6 million to three Moroccan football clubs (MAD 2 million each) after the national team coach, Hervé Renard, selected their players to compete in the 2018 World Cup, reported Al Massae.Three Moroccan players who compete domestically (as opposed to internationally, typically with European clubs) made Renard’s 23-player list revealed on May 17. Badr Banoun (Raja de Casablanca), Ayoub El Kaabi (Berkane Sports Renaissance) and Réda Tagnaouti (Ittihad of Tangier) could all see the field against Iran (June 15), Portugal (June 20), and Spain (June 25).The amount of money aims to reward the Moroccan football clubs’ contribution to the world competition, said FIFA in a statement. As for World Cup preparation, FIFA previously announced that it would give USD 2 million to the Moroccan national team’s preparation. This decision follows negotiations initiated by the CAF President, Ahmad Ahmad, with the FIFA administration, which resulted in the exceptional agreement signed on April 12.It follows a decision by the CAF Emergency Committee, held on December 1, 2017, and approved by the CAF Executive Committee on January 10, 2018, to provide exceptional financial support to the five African representatives for their preparations for the 2018 FIFA World Cup.On Friday, FIFA published a list of the teams that boasted the best records in the qualifying games for the 2018 FIFA World Cup. The Atlas Lions made the list of the “defensive heroes hoping for [a] Russian repeat” published by FIFA.FIFA commended the Moroccan team’s spectacular defensive records as one of the key factors to  secure its ticket to the much-awaited World Cup tournament. read more

Madeleine McCanns parents have not been ruled innocent judge says

first_imgJudges made it clear in their decision their job was not to decide whether the McCanns bore any criminal responsibility over their daughter’s disappearance and said it would be wrong for anyone to draw any inferences about the couple’s guilt or innocence from their ruling.But they added: “It should not be said that the appellants were cleared via the ruling announcing the archiving of the criminal case. In truth, that ruling was not made in virtue of Portugal’s Public Prosecution Service having acquired the conviction that the appellants hadn’t committed a crime.”The archiving of the case was determined by the fact that public prosecutors hadn’t managed to obtain sufficient evidence of the practice of crimes by the appellants.”There is therefore a significant, and not merely a semantic difference, between the legally admissible foundations of the archive ruling. It doesn’t therefore seem acceptable that the ruling, based on the insufficiency of evidence, should be equated to proof of innocence.”They added: “It’s true that the aforementioned criminal inquiry ended up being archived, namely because none of the apparent evidence that led to the appellants being made ‘arguidos’ was subsequently confirmed or consolidated. “However even the archive ruling raises serious concerns relating to the truth of the allegation that Madeleine was kidnapped.”The McCanns were told their arguido status had been lifted on July 21, 2008, when the Portuguese probe into Maddie’s disappearance was shelved, three days before Amaral published his controversial book.The former detective was ordered to pay the couple 500,000 euros (£430,000) by a Lisbon court in April 2015 after they won round one of their lengthy judicial battle.Amaral got that ruling – and a ban on selling his book  overturned on appeal in April last year.The decision by Lisbon’s Court of Appeal sparked the Supreme Court fight which was resolved last Tuesday. Now, Portuguese Supreme Court judges – who last week ruled against their final appeal over Amaral’s 2008 book The Truth of the Lie – have  said the lifting of their status as ‘arguidos’, or formal suspects, and the archiving of the criminal case into Maddie’s disappearance did not mean they were innocent.The court issued its 76-page ruling on the McCanns’ fight against a lower court’s decision last April to reverse their 2015 libel win against the former detective.The couple were left facing a legal bill and the prospect of being sued by Amaral, who led the initial hunt for Madeleine when she vanished, after being told last Tuesday the Supreme Court had gone against them in a ruling which was not made fully public until Thursday. It should not be said that the appellants were cleared via the ruling announcing the archiving of the criminal casePortuguese Supreme Court judges Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings.center_img Madeleine McCann’s parents have not been ruled innocent when it comes to their daughter’s disappearance, a judge in Portugal’s highest court has said.Kate and Gerry McCann have vehemently denied any involvement in their daughter’s disappearance from their holiday apartment in Praia da Luz.However, they have been plagued by allegations suggesting they were involved, including former police chief Goncalo Amaral’s claim that Maddie died in the flat and her parents faked her abduction to cover up the tragedy. Judges have said the archiving of the criminal case into Maddie's disappearance did not mean they were innocent Judges have said the archiving of the criminal case into Maddie’s disappearance did not mean they were innocentCredit: PAlast_img read more

Nickel copper molybdenum and zinc demand all trending up

first_imgRBC Capital Markets forecasts copper demand growth of 3.6% in 2011, 5.5% in 2012, 5.6% in 2013, and trend growth of approximately 4.0% in 2014 and 2015. Molydenum growth is forecast at 8.4% in 2012 and 8.8% in 2013, before settling back to trend growth of a little over 5.0% in 2014 and 2015. For nickel the forecast growth is 9.5% in 2012, 10.3% in 2013, and trend growth of approximately 5.0% thereafter. Finally for zinc, RBC says growth of 5.9% in 2012 and 6.0% in 2013, followed by trend growth of 3.1% in 2014 and 2015. Global copper demand grew by 8.4% in 2010 after declining 0.8% in 2009. Western World demand grew by 8.7% while growth in China slowed to 7.4%. “We expect Western World demand to decline by 0.1% in 2011 with the end of restocking and Chinese growth to increase to 9.7%. While leading indicators continue to point to slowing economic growth, we have so far factored only a modest slowing in growth in the US and low but positive growth in Europe into our analysis. We forecast growth of 3.6% in 2011, 5.5% in 2012, 5.6% in 2013, and trend growth of approximately 4.0% in 2014 and 2015.”RBC analysis suggests that in 2009, refinery capacity utilisation rates fell to levels not seen since the early 1980s. Restricted mine and scrap supply constrained refined production in 2009, and mine disruptions remained a constraint in 2010. Despite ongoing mine constraints, global refined production growth rebounded to 4.2% in 2010. “We estimate production grew by a further 4.7% in 2011. We forecast growth of 8.1% in 2012, 3.6% in 2013, and 4.8% in 2014. In 2015, we forecast growth of only 3.0% due to a shortage of mine supply. Mine capacity remains the bottleneck.“We expect inventories to increase modestly in 2012 and then to decline on trend throughout the remainder of our forecast period, supporting historically strong pricing. We estimate that the market was in a deficit in 2011 although reported inventory changes suggest a balanced market. A small forecast surplus in 2012 should lead to an increase in inventories and limit any price increases. In 2013 and beyond, we expect renewed deficits to draw inventories down below critical levels, supporting strong price increases. In 2015, inventories are forecasted to drop to minimum levels, thereby driving prices to levels that would restrict demand in order to balance the market.”In pricing, the copper market remains tighter than the other base metals. Inventories are relatively low, there is little excess mine capacity, and mine utilisation rates remain high, thereby supporting strong pricing. “We forecast a modest correction in 2012 on the back of our forecast surplus. However, we expect prices to increase to new highs in 2013 and beyond in what we expect will be a very tight market. Copper remains our preferred base metal. However, there is significant downside price risk in the event of a global economic downturn. We forecast an average price of $3.50/lb in 2012, $4.00/lb in 2013, $4.25/lb in 2014, and $4.50/lb in 2015. Our long-term price forecast is $2.25/lb in 2011 US dollars.The risks to these forecasts are:Economic Growth – A 1% decrease in forecasted 2012 global demand would decrease our forecast growth rate to 4.4% from 5.5% and increase the forecast surplus by over 200,000 t.Investment Demand – Investment demand remains a key driver of commodity prices, leaving prices vulnerable to increased volatility.China – Slower demand growth in response to government measures to cool economic growth could increase the forecasted 2012 surplus.Supply – A higher level of production disruptions and hence lower operating rates than we currently assume could limit supply to levels below the current forecasts.After a decline of 9.9% in 2009, global molybdenum demand rebounded by 14.6% in 2010 on the strength of restocking in the developed world. China has been the main driver of growth in molybdenum demand over the past five years and RBC expects this to continue throughout its forecast period. “We estimate demand grew by 6.2% in 2011, and we forecast growth of 8.4% in 2012 and 8.8% in 2013, before settling back to trend growth of a little over 5.0% in 2014 and 2015.“We forecast a dramatic acceleration in mine production growth throughout our forecast period, as new projects, both primary and secondary, come on stream. After rebounding strongly in 2010, we estimate that global mine production declined by 3.0% in 2011. We forecast growth of 5.0% in 2012, 3.4% in 2013, 8.6% in 2014 and 8.9% in 2015.“We estimate that the market was in surplus for the fourth year in a row in 2011. However, we expect the market to move into deficit in the second half of 2012 and become very tight in 2013 and 2014. Our analysis continues to suggest that projects delayed in the 2008/2009 downturn will not allow supply to keep up with the growth in demand in the medium term.“We forecast deficits of 2 Mlb in 2012, 34 Mlb in 2013, and 15 Mlb in 2014. Assuming that current production plans are met, we expect the market to face a large and growing surplus beginning in 2015 and beyond.“We remain quite positive on the prospects for significant molybdenum price increases over the next two to three years. However, we do not believe that a significant increase in molybdenum prices is likely before the second half of 2012. After increasing in the first two months of 2011, prices were under downward pressure through most of the rest of 2011. From a high of $17.75/lb in February of 2011, prices declined to a low of $12.60/lb at the end of October. Prices rallied modestly in the last two months of 2011 to finish the year at $13.30/lb and currently stand at $13.75/lb. We forecast an average price of $17.50/lb in 2012, rising to $25.00/lb in 2013 and $20.00/lb in 2014, before falling back to $15.00/lb in 2015 in the face of our forecast growing surplus. Our long-term price forecast remains $11.00/lb in 2011 US$ terms.”The risks to these forecasts are:Economic growth – While leading indicators continue to point to slowing growth, RBC has so far factored only a modest slowdown in the USA and low but positive growth in Europe into its analysis. Slower growth than currently forecasting could increase the forecast surplus in 2012.China – Slower demand growth in response to government measures to cool economic growth could delay a significant price increase until 2013.Supply growth – Difficulties or delays in starting up new projects could limit supply, leaving the market tighter for longer than forecast.After three consecutive years of declines, global nickel demand grew by 18.0% in 2010. Western World demand grew by 11.8%, while growth in China accelerated to 29.9%. RBC expects Western World demand to decline by a modest 0.3% in 2011 and Chinese growth to slow to 19.4%. While leading indicators continue to point to slowing economic growth, it has so far factored only a modest slowing in growth in the US and low but positive growth in Europe into its analysis. It estimates demand grew by 7.5% in 2011, and forecast growth of 9.5% in 2012, 10.3% in 2013, and trend growth of approximately 5.0% thereafter.Global refined production increased 9.5% in 2010 after declining for two years in a row. The return to work at Vale’s Canadian operations after lengthy strikes and continued growth in nickel pig iron production in China were largely responsible for the rebound. Supply growth moderated in 2011 as new projects were delayed. But despite ongoing problems, RBC expects new projects to begin to make a significant contribution to supply in 2012. On top of that, and despite declines in the latter part of 2011, nickel pig iron production could be running at much higher rates than currently forecast. RBC estimates supply grew by 6.4% in 2011, and forecast growth of 12.3% in 2012, 9.8% in 2013, 5.1% in 2014, and 4.6% in 2015.“While the market was in deficit in the first half of 2011 on the back of strong demand and production disruptions, we estimate that the market moved into surplus in the fourth quarter of the year as production increased and demand stalled. Our analysis suggests that inventories will remain well above the critical level throughout our forecast period. Our forecasted growth in demand in 2011 and beyond looks likely to be matched by increases in supply, leading to balanced markets and no significant drawdown in inventory.“With the market expected to be in surplus for the remainder of our forecast period, we expect marginal costs to be a key determinant of prices. Based on the historical inventory/price relationship and our cost work, we see fundamental price support in the $8.50/lb to $9.00/lb range. In 2012 and 2013, we expect prices to remain within this range to limit production increases and balance the market. We forecast an average price of $8.25/lb in 2012, $9.00/lb in 2013, $10.00/lb in 2014, and $11.00/lb in 2015. Our longterm price forecast is $8.50/lb in 2011 US$.The risks to these forecasts are:Economic Growth – A 1% decrease in forecast 2012 global demand would decrease our forecast growth rate from 9.5% to 8.4% and increase forecast surplus by 17,000 t.Investment Demand – Investment demand remains a key driver of commodity prices, leaving prices vulnerable to increased volatility.China – Slower demand growth in response to government measures to cool economic growth or higher nickel pig iron production could increase forecast surplus in 2012.New Capacity – Delays or difficulties in bringing new projects (many of which rely on new technologies) on stream could result in tighter markets and higher prices than currently forecast.Finally, global zinc demand grew by 15.3% in 2010. Western World demand grew by 15.1% while growth in China accelerated to 15.0%. “We expect Western World growth to slow to only 0.5% in 2011 and Chinese growth to decrease to 2.2%. While leading indicators continue to point to slowing economic growth, we have so far factored in only a modest slowing in growth in the US and low but positive growth in Europe into our analysis. We estimate global demand grew by 1.2% in 2011, and forecast growth of 5.9% in 2012 and 6.0% in 2013, followed by trend growth of 3.1% in 2014 and 2015.“Global refined zinc production rebounded by 13.7% in 2010 after declining 4.1% in 2009. We estimate supply grew by 2.1% in 2011, and forecast growth of 4.4% in 2012, 3.7% in 2013, and 4.0% in 2014. In 2013 and 2014, we expect mine closures to begin to constrain supply, and by 2015 we forecast a decrease in refined zinc production of 0.6% as supply is limited by concentrate availability.“The global zinc market recorded a surplus of 282,000 t in 2010, the fourth straight year of surplus and we estimate the market was in surplus again in 2011. We forecast inventories to peak in 2012 and remain at historically high levels until 2015, when we expect an acute shortage of concentrates to leave the market in a large deficit and result in a sharp drawdown in inventories. Our forecast rebound in demand should be matched by rising mine production in 2012, leaving the market in surplus. In 2013 and 2014, we expect mine closures to begin to constrain supply, leaving the market balanced although with inventories at historically high levels. In 2015, we expect a shortage of mine supply to result in a large deficit, drawing inventories down significantly.”The zinc price remains above the bottom of its historical range in real terms compared to inventories as weeks of consumption. With inventories high, capacity utilisation less than full effective rates, and the market in surplus, the fundamentals do not justify current price levels. In a surplus market, the marginal cost of production would normally be expected to be a key determinant of prices. The RBC cost analysis and the historical inventory/price relationship suggest fundamental price support around $0.70/lb, pointing to further downside risk from current levels. “We forecast an average price of $0.90/lb in 2012, $1.00/lb in 2013, $1.30/lb in 2014, and $1.50/lb in 2015. Our long-term price forecast is $0.90/lb in 2011 US$.The risks to these forecasts are:Economic Growth – A 1% decrease in forecast 2012 global demand would decrease the forecast growth rate from 5.9% to 4.8% and increase forecast surplus by 134,000 t.Investment Demand – Investment demand remains a key driver of commodity prices, leaving prices vulnerable to increased volatility.China – Slower demand growth in response to government measures to cool economic growth could result in a larger surplus in 2012.Supply – Higher mine capacity than currently forecast, particularly in China, could result in larger surpluses in 2011 and 2012 and leave the market in surplus in 2013 and beyond.last_img read more

Star studded CSM bring on three new stars

Serbians Andrea Lekić and Dragana Cvijić and Montenegrin Jovanka Radičević have become CSM Bucuresti’s latest reinforcements. The three Balkans will now join forces with the likes of Cristina Neagu, Amanda Kurtović and Nathalie Hagman, among many others.Following Vardar’s announcement that all stars were free to find new clubs for the upcoming season, Lekić and Radičević have signed two-year contracts while Cvijić has signed for one season only; they will all join the already super powerful team from the Romanian capital.The 2015/16 EHF Champions League champions will now count with the services of three players who also know what is like to be European champions and will strenghten the squad commanded by Helle Thomsen. These were not the only moves on the Tricolore, as they will loose World Champions Gnonsiane Niombla and Camille Ayglo-Saurina, who will move back to France after this season (Metz and Nantes respectively).According to, Vipers Kristiansand could be the next team for Norwegian line player Marit Malm Frafjord, while Swedish centre back Isabelle Gulldén, who has not renewed her contract yet, could’ve been contacted by Brest Bretagne. ← Previous Story PGE Vive Kielce routine win over Celje PL Next Story → EHF CL: RK Vardar close to win the Group! Andrea LekicCristina NeaguCSM BucurestiDragana CvijićEHF Champions LeagueJovanka Radičević read more

Murray Cantwell say legal marijuana relies on banking

first_imgTwo weeks ago, U.S. Attorney General Jeff Sessions rescinded Obama-era marijuana rules. These rules included the Cole memo, which states the federal government will not interfere with state-approved marijuana laws. Sessions has still not clarified if he will issue new rules or simply revert to old policy.In light of the uncertain future of the marijuana industry, Washington Sens. Patty Murray and Maria Cantwell sent a bipartisan letter to the Department of Treasury urging its Financial Crimes Enforcement Network to keep intact 2014 rules that allow cannabis industry banking. The rules are outlined in the Bank Secrecy Act.“This guidance was developed and issued in conjunction with the Department of Justice and has provided much needed stability to a growing market,” the letter reads. “We urge FinCEN to preserve this guidance to continue to support banking infrastructure and access to financial institutions for businesses that are operating in accordance with state and local law and abiding by eight other stated factors in your guidance.”In Washington, 12 financial institutions conduct business with cannabis retailers. The ability to utilize banking services is vital to marijuana businesses as the Washington State Liquor and Cannabis Board doesn’t accept tax payments in cash. Gov. Jay Inslee said earlier this month the state’s cannabis industry, which is projected to bring in $730 million in revenue in the next two years, is the foundation of Washington’s success.“This guidance must remain intact because the risks involved in removing it are too great,” the letter reads.Jim Mullen, co-owner of The Herbery and president of the Washington Cannabis Business Association, said if these rules are rolled back it would be detrimental to the cannabis industry.last_img read more

Cargo vessel detained on way to Vancouver due to violations

first_imgA large cargo vessel on its way to Vancouver was detained in Portland this week after an inspection found numerous safety deficiencies aboard the 618-foot ship, according to the U.S. Coast Guard.Most of the deficiencies aboard the Stargold Trader were related to fire hazards, according to the Coast Guard. Those included excessive oil leaks in the engine room, and the vessel’s primary firefighting system being found in disrepair. Eight of the ship’s 19 fire hoses failed inspections, and multiple leaks were found in its fire main piping.The vessel remained halted on the Willamette River near downtown Portland on Thursday. It won’t be allowed to go to sail until the deficiencies are corrected by its crew, according to the Coast Guard.The Stargold Trader, registered in Panama and operated by Golden Management Company, is set to load copper in Vancouver once the problems are fixed. It will then depart for Vancouver, B.C., according to the Coast Guard.last_img read more

Winners of the Corporate Adviser Awards 2017 announced

first_imgPhoto: Simply PhotographyEmployee Benefits’ sister title, Corporate Adviser, announced the winners of its annual awards on Tuesday 28 February 2017 at Grange St Paul’s Hotel, London, hosted by Scottish comedian Alun Cochrane.Capita Employee Benefits was named Corporate Adviser firm of the year at the ceremony, and also won the best use of technology by a corporate advisor award.The winners of the Corporate Adviser Awards 2017 were:Pension advisor of the year: PricewaterhouseCoopers (PWC). Highly commended: Capita Employee Benefits.Group risk adviser of the year: Arthur J. Gallagher. Highly commended: Aon Employee Benefits.Best group pension provider: Royal London. Highly commended: B&CE, provider of The People’s Pension.Best healthcare provider: Axa PPP Healthcare. Highly commended: Bupa.Healthcare adviser of the year: Aon Employee Benefits. Highly commended: Advo Group.Best group risk provider: Canada Life Group Insurance. Highly commended: Ellipse.Best adviser auto-enrolment proposition: PB Financial Planning.Best provider decumulation proposition: LV= Corporate Solutions. Highly commended: Aegon.Best cash plan provider: Simplyhealth. Highly commended: Health Shield.Best use of technology by a corporate adviser: Capita Employee Benefits.Best master trust: The People’s Pension.Ultimate default fund: Royal London, Royal London Target Lifestyle Strategies. Highly commended: Schroders, Schroders Dynamic Multi-Asset Fund.Corporate Adviser small firm of the year 2017: The Ink Group. Highly commended: Mearns and Company.Corporate Adviser firm of the year 2017: Capita Employee Benefits.last_img read more

Pedestrian fatally hit by car in Miami Lakes

first_imgMIAMI LAKES, FLA. (WSVN) – A car fatally struck a pedestrian near Northwest 169th Street and 74th Place in Miami Lakes, Thursday.Miami-Dade Police said the victim was a woman.The driver stayed on the scene, according to police.Copyright 2019 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.last_img

49 Voices Tim Pominville of Eagle River

first_imgDownload AudioThis week we’re hearing from Tim Pominville from Eagle River. We caught up with Tim in downtown Anchorage where he works at the Glacier Brewhouse.Tim Pominville of Eagle River (Photo by Zoe Sobel, KUCB – Unalaska)I’ve been here just over a year and a quarter, but I love it.I grew up in the mid-west – Minnesota, Wisconsin – went to Nashville for four years did some music industry stuff there. Loved it. And then I kind of wanted to just do some stuff where maybe learn a new craft, explore, and just see what I was made of, see what I could do. It just sounded fun and opposite of anything I’d ever done before.You know, I really thought I was gonna first come up here and like get on a fishing boat. Try all these new things. The first job I ended up getting in the first two weeks was working for a meat market, Mike’s Meats in Eagle River. So I worked for him for two months, I learned a lot. And I never thought I’d come running back to the service industry. I really love bartending and restaurant management and I just found a home at Glacier Brewhouse in downtown Anchorage.The first few months not knowing a whole lot of people I kind of shed a lot of my possessions and stuff. So that was the biggest humbling thing I would say, just rebuilding, but it was so liberating to know you could go anywhere with what was important to you. Just repave and rebuild.If you’re a business minded person – if you got a great idea and it’s not being done up here you have a nice opportunity to share that and bring that to the community.If you’re bored. If you’re bored in Alaska, I’m sorry but you’re probably just being lazy cause there’s always something to do.Yeah, there are so many trails. And I still want to go on a big commercial fishing boat and I also want to fly and land in a plane that lands on water. I’ve never done that. I just can’t wait to do that.last_img read more

School enrollment numbers in Juneau buck declining trend

first_imgSummer vacation is over and as hundreds of students walk back into classrooms, school administrators are eagerly counting how many kids they’ll have under their watch.Students study in the hallway at Yaakoosge Daakahidi Alternative High School in October 2012. (Photo by Heather Bryant)This year, the Juneau School District is bucking a trend of declining enrollment. The district has counted more students than expected and higher enrollment could land it enough money to cover a $200,000 deficit.Michelle Coutu just moved to Juneau from Ashburn, Virginia. She recently registered two of her boys at Harborview Elementary School, and a third in middle school.“It was pretty easy, I’ve got three boys so I had to do the same paperwork for three boys. I probably should have photocopied it. It probably would’ve made it a little easier,” Coutu said.Like every other parent who enrolled kids in Juneau schools this year, Coutu is a contributor to what could turn out to be a huge win for the Juneau School District. According to a district budget document, enrollment has mostly fallen over the past decade. This year it could be at its highest since 2013.David Means, the district’s director of administrative services, said more students mean more money from the state.“We’re about 230 students more than projected at this point in time. However, our projections really count during the month of October,” Means explained.Enrollment history for the Juneau School District included in the district’s adopted FY17 budget. (Image courtesy of Juneau School District)In October, school districts send a tally of students to the state to determine exactly how much of the education money appropriated by the legislature each district will get.Means said his projections don’t include all the new kindergarteners or dropouts, and he doesn’t know how many special education students the district will have. He said the district gets about 13 times the money for some students with special needs.In October, Means will have more certainty on all those numbers.“Usually our initial numbers are (a) little bit high at this time of year and they come down a little bit in October,” he said.Means believes the actual increase will fall somewhere between 160 and 200 additional students. That would give the district a boost in funding it could really use.In June, Gov. Bill Walker cut the state’s education budget by more than $58 million through a series of vetoes. That cut left the Juneau School District in a near $200,000 budget deficit.Means believes the additional funding from higher enrollment could cover the loss.“Plus, because we have more students, we’ve had to add almost the equivalent of three additional teachers in various schools across the district,” he said. “So that additional state funding will pay for the salaries, and benefits, and supplies of those new teaching positions as well.”Means doesn’t know why there’s a gap between this year’s actual and projected enrollment. He said the higher numbers are unusual. In the past three years, the district’s final enrollment was either the same as projections or it was lower than predicted.He may not be able to explain the increase, but Means said it’s a big help. Parents like Michelle Coutu may have unknowingly saved the school district the trouble of solving a bothersome funding problem.last_img read more

Call for exploring means to prevent human rights violations

first_imgThe special procedures of the Human Rights Council on Friday called upon the international community to continue its exploration of means and methods to prevent human rights violations that so often impede sustainable development and trigger conflict, reports UNB.”Special Procedures mandate holders stand ready to make their contribution to help forge a common vision that human rights are the fertile ground on which fair, peaceful and democratic societies can be built,” said the independent fact-finding and monitoring mechanisms of the Human Rights Council.The body made the call in a statement on the occasion of the Human Rights Day that falls on 10 December.Sadly, according to the statement, the international community has often fallen short of its commitment to human rights. Several crises have shaken humanity in the last 70 years.”Too often, governments fail to address the underlying human rights grievances that cause war and impede sustainable development. Too often, governments respond to these crises by restricting fundamental freedoms and the space for civil society – measures that only compound the crisis,” said the statement.The independent fact-finding and monitoring mechanisms of the Human Rights Council welcomed the UN’s new and increased focus on conflict prevention and peace-building.”Likewise, we welcome the focus on sustainability of development, rather than development, per se. We will remain vigilant about how this shift increases respect for human rights in the quest for peace, security and human development,” the statement said.It said they salute the role that civil society actors can play in this context and call on all concerned, in particular the UN and States to preserve and enhance the space for engagement and cooperation with civil society actors.”Special procedures” is the general name of the independent fact-finding and monitoring mechanisms of the Human Rights Council that address either specific country situations or thematic human rights issues in all parts of the world.Currently, there are 44 thematic mandates and 12 mandates related to countries and territories, with 80 active mandate holders.last_img read more

Cardinals Hit the Road for Oregon

first_imgHernandez Ramirez is the only undefeated Cardinal through eight dual matches with a perfect 6-0 record on courts four and five. Mizrahi also boats six dual match singles wins with a mark of 6-1 at No. 6. In doubles, Christopher Morin-Kougoucheff and Salle are 4-2, including a 3-2 mark at the one-spot. Up Next The Cardinals face their second ACC opponent of the season when they travel to Chestnut Hill, Mass. On Friday, Feb. 15 for a match against Boston College. Print Friendly Version Story Links LOUISVILLE, Ky. – Looking to build on its three-match win streak, the University of Louisville men’s tennis team heads west to Eugene, Ore. on Saturday for a matchup against Oregon. Match time is slated for 5 p.m. EST. Against Georgia State, Fabien Salle clinched the match with a 7-5, 7-6 (7-3) win over Vazha Subladze at No. 3, while David Mizrahi sealed the victory over Dartmouth by defeating Sid Chari 6-4, 4-6, 6-4 on court six. Also playing vital roles for the Cardinals were Federico Gomez and Sergio Hernandez Ramirez, who each recorded a pair of singles wins on the weekend. center_img OregonSeries Record: Louisville leads 3-1.Last Meeting: February 7, 2016 – The Cardinals were defeated 6-1 at Oregon.Scouting the Ducks: Oregon (6-1) enters Saturday’s match following a solid weekend, where they collected wins over San Diego, Nevada and New Mexico. The No. 42 doubles team of Armando Soemarno and Charles Roberts holds a record of 10-3 and is 3-2 in dual match action at the one-spot. In singles, Thomas Laurent is the Ducks’ top-ranked player at No. 3 and holds a 13-3 record with seven wins over nationally ranked opponents. Emmanuel Coste is currently ranked No. 80 with a record of 14-5 and 4-2 at No. 2 in dual match play. About Louisville Men’s Tennis The Cardinals (6-2) are coming off a pair of quality wins over Georgia State and Dartmouth. In both matches, the Cards’ opponent gained the early advantage by capturing the doubles point, but Louisville put together strong singles performances to secure the two victories. “We have some momentum beating three top 75 teams in a row, but we know we have to play even better to be successful at Oregon,” said UofL head coach Rex Ecarma. “It is a long way to fly and the surface is different than ours, but we will practice twice and plan to get acclimated. We are excited to play and the team had been swinging free and playing with no fear, which is how you want to play. They have one of the top players in the nation in Thomas Laurent there so it will add to the excitement.”last_img read more

Internet TV leads to more options

first_imgThe option of watching television online may make the experience more pleasurable, but it will not influence the amount of time a person spends viewing TV, says a new study.“Some media reports predict that because people now have access to watch anything they want, anytime they want, they will spend more time watching TV,” said one of the study’s authors Stan Liebowitz, professor at Naveen Jindal School of Management, University of Texas at Dallas in the US. Because data of current trends in Internet TV viewing won’t be available for another 10 to 15 years, the researchers prognosticated what is going to happen based on what had happened in the past, the study said. So the researchers examined television consumption during the switch from broadcast TV to cable TV. They found that viewing time was not essentially linked to increase in the variety of available TV shows.  Also Read – ‘Playing Jojo was emotionally exhausting’Liebowitz said consumers have only 24 hours in a day, so giving them more variety does not mean they are going to spend more time watching television.Because the variety of programmes does not impact the amount of television consumption, the researchers determined that on-demand internet streaming media companies should not expect to make additional revenues through increased viewing. Liebowitz said they should focus on subscription revenue—as Netflix has rather than advertising revenue. The researchers, however, said that ultimately, the extra choice of watching TV online is positive for viewers. “Consumers are going to be better off as the option to watch TV via the Internet grows,” Liebowitz said.last_img read more

Australian court says motel cant ban prostitute

first_imgThe owners of the Drovers Rest Motel declined to comment Wednesday.The prostitute stayed at the motel 17 times in two years before the owners discovered in 2010 that she was bringing clients to her room. She was then banned from staying there.She lost her original case last year, but appealed.“Not everyone would choose to do the job I do, but it’s not right that they can treat me like as second-class citizen,” she told The Australian.“They wanted me to go away, but I am a tenacious little terrier, and I would not give up,” she said.Richard Munro, chief executive of the Accommodation Association of Australia, a tourism industry lobby group, said the Queensland and Australian governments should consider changing laws to ensure that hotel and motel owners can decide what sort of businesses are being operated under their roofs.“It’s absolutely illogical,” Munro said. “If a hairdresser decided to set up shop in the motel and started inviting people in to get their hair cut, I think the motel owner would have the right to say, `Hang on, that’s a different business operating out of my business.’”“If a prostitute decided to start working out of a shopping mall, the owners would have something to say about it. There is some protection for the rights of the motel owner here,” he said. Munro said his group would seek legal advice after hearing the tribunal’s reasons.He questioned whether prostitution could be legally conducted in an environment such as a motel where there are minors.He said a prostitute could attract customers late at night who could knock on the wrong door and disturb other guests.“If the amenity of the guests is disturbed, owners should have the right to protect the overall guests’ experience by removing people who are disturbing the peace,” Munro said.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) Top Stories Sponsored Stories Associated PressCANBERRA, Australia (AP) – Prostitutes have the right to work from motel rooms in an Australian state, a court said after finding the owner’s refusal to rent to a sex worker was discriminatory.The ruling in the northeastern state of Queensland has stunned hotel and motel owners, who thought they had a right to decide what sort of businesses were operating from their premises.The prostitute, identified as G.K., had taken her discrimination case against the Drovers Rest Motel in the coal mining town of Moranbah to the Queensland state Civil and Administrative Tribunal after management refused to rent her a room. The 3 1/2-star motel’s lawyer, David Edwards, said Wednesday that the court notified him this week that it had upheld the prostitute’s claim of discrimination. Edwards confirmed she is seeking damages, which The Australian newspaper reported to be 30,000 Australian dollars ($32,000).The tribunal’s reasons for its decision have not yet been made public. But prostitution is legal in Queensland, and discrimination based on lawful sexual activity is outlawed.Prostitutes are flocking to Outback mining towns such as Moranbah, where they base themselves for short periods to cash in on an Australian mining boom.Edwards said he was considering appealing the ruling.Janelle Fawkes, chief executive of the Scarlet Alliance, Australian Sex Workers Association, said the ruling was a major win for the prostitution industry throughout Australia.“Accommodation discrimination is a major issue for sex workers, but it is not by any means the only form of systemic discrimination that sex workers experience,” she said.“The anti-discrimination legislation in Queensland is very clear that it is illegal to discriminate against someone on the basis of lawful sexual activity, including sex work, so we appreciate the finding and believe it is a big win for sex workers throughout Australia because it sends a very clear message that this kind of systemic discrimination will not be tolerated,” she said. Check your body, save your life Meghan McCain to release audiobook on conservatism, familycenter_img Arizona families, Arizona farms: A legacy of tradition embracing animal care and comfort through modern technology Think Tank analyzes the second round of Democratic debates New high school in Mesa lets students pick career paths How Arizona is preparing the leader of the next generation More Valley freeways to be closed this weekend for improvements Comments   Share   last_img

For travelers seeking a vacation that not only off

first_imgFor travelers seeking a vacation that not only offers an assortment of daytime activities, but provides a wide variety of options when the sun sets, the island of St. Maarten offers something for everyone with nighttime activities at clubs, casinos and laidback beach bars.  Visitors can dance the night away at a trendy nightclub, hit the slots at a casino, or enjoy a refreshing cocktail at a lounge or beach bar.  Many of the island’s hotspots host live bands at least once a week and offer an exciting and entertaining happy hour.Much of the nightlife can be found within the big resorts, which combine lounges, night clubs and restaurants.  Many of the hotels offer beachside barbecues with steel pan players and local musicians that are available for both hotel and non-hotel guests.  On Friday nights, the boardwalk on Front Street in Philipsburg explodes with activity, and on weekends the Maho village area becomes a carnival of sorts featuring fire-eaters, acrobats and belly dancers. Tantra ( is the newest addition to the Sonesta Maho Beach Resort & Casino complex and the largest nightclub in the Eastern Caribbean.  The Asian-inspired atmosphere provides a luxurious and sophisticated backdrop for live DJ’s and international musical performances. A popular nightspot in Maho Bay is Bliss, located inside The Caravanserai Beach Resort. Bliss is one of the most popular nightspots in St. Maarten and reflects a Miami-style disco with a large pool area and cabanas.  Every afternoon features a different theme or promotion, while live DJs play the latest hits on the weekends.Bamboo Bernies Buddha Lounge ( recently moved to the Sonesta Maho Beach Resort & Casino complex and serves food and drinks into the early hours of the morning.  Exotic cocktails include heaven, fire and ice, plus an extensive list of sakes. The Lady C (, docked at Simpson Bay, is an old vessel from 1938 that has been refurbished and turned into a floating bar.  It’s the only bar of its type to be found in St. Maarten and features weekly theme parties that make for never-ending fun.Sopranos Bar  (, located on the first floor of the Sonesta Maho Beach Resort & Casino, is a stylish piano bar that features nightly live performances by renowned pianists and local jazz artists.  The piano bar is inspired by the hit TV show and offers a wide selection of wines, champagnes, cocktails, cognac and Cuban cigars.The Axum Art Café ( on Front Street in the heart of Philipsburg doubles as a laid back café during the day and an art gallery displaying various paintings and sculptures including the works of owner Ras Mosera.  During evening hours, Axum features live jazz and reggae music, poetry readings and entertainment for the artistically inclined. Gambling is only legal on the Dutch side of the island and travelers can choose from over 14 casinos, all of which offer live entertainment, slot machines and gaming tables.The Princess Casino ( at Port de Plaisance in Cole Bay features more than 12,000 sq. ft. of gaming tables, slots, private “high-roller” rooms, a gourmet restaurant with live entertainment and nightly music for dancing.The Jump Up Casino (, located in Philipsburg, offers the widest variety of slots and live entertainment, all themed after the colorful St. Maarten Carnival.  Experience authentic carnival sounds and view gorgeous costumes on display inside the casino.Hollywood Casino ( in Simpson Bay has a variety of table games, popular slots and a sports desk amidst an array of Hollywood star images.  Try your luck at 20 tables including: black jack, roulette, craps, three card poker, punto-banco, Texas hold’em and Omaha Poker, as well as over 170 slot machines. Casino Royale (, located by the Sonesta Maho Beach Resort & Casino boasts 14,000 square feet of gaming, featuring 20 tables from roulette, craps, baccarat, blackjack and poker, and more than 400 slot machines. Located in Cupecoy, Atlantis World Casino ( is a destination casino featuring award-winning restaurants and other entertainment alternatives to give visitors the ultimate experience.  Atlantis World Casino offers more than 400 of the latest slot machines, as well as tables for baccarat, poker, three card poker, Caribbean poker, Texas hold’em, roulette, and blackjack. Their latest addition is a new Sports Book with large plasma screens, which plunge sports fanatics into the action.The Golden Casino ( in the Sonesta Great Bay is open every night until the early morning hours, and is the perfect place to test your luck in Caribbean stub poker, blackjack, roulette and 84 state-of-the-art slot machines.www.VacationStMaarten.comlast_img read more

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“I think we’d be wrong to say it’s not going to be a challenge, Sony began to lose its competitive edge. I’m sure I’ll be writing more about this in the coming months. That’s excluding Sony’s PlayStation Portable (launched in 2004) and the Nintendo DS (also launched in 2004), Source: Liverpool Echo Featured Image Credit: Twitter/Belle Valle Shopping Centre Topics: Uk news Viral WeirdMinister of Labour and Employment. a Malaysian air-force official said Tuesday. to sharing security practices with the candidates and parties.

"Those kids were so excited to live there and have a big yard to live in. because you don’t want to screw it up.4 million gallons of chemicals and oils spilled or leaked into the surrounding area. AMUSU president Mashkoor Ahmed Usmani said that neither is the controversy about Jinnah’s portrait nor is the students’ protest.James Nachtwey for TIMEAhmedabad: Stating that his ministry had created four crore jobs Union Minister of State for Micro Small and Medium Enterprises Giriraj Singh on Tuesday took a swipe at the Congress saying "those who eat pizzas worth Rs 30000 cannot see a Rs 12000 job" File image of Union minister Giriraj Singh PTI "I want to show how a job is created to those who cannot see one Those who have not seen poverty and go to learn about it at Kalavati’s house in the darkness of night say there are no jobs" he said apparently referring to Congress chief Rahul Gandhi "We have given jobs to four crore people It is another thing that 70 percent of those jobs are of under Rs 12000 (monthly salary) The world developed on the strength of skills We were only under five percent skilled It was Prime Minister Narendra Modi who for the first time talked about skill-training" Singh said "Those who eat pizzas worth Rs 30000 will not be able to see a job worth Rs 12000 They can only see pakora and shoe-makers but cannot see employment" he added Together with loans given under the MUDRA scheme his ministry had provided jobs to 10 crore people the BJP leader claimed "I am not counting the textiles ministry and handicraft. Slate columnist Daniel Engber called it “the weatherman’s favorite alarmist statistic. The controversy stretches back to 2006, He told the people of the state that his administration in the past three years has not deviated from his five-point agenda of touching the lives of the people of the state positively.C. Behind the bigger headlines of falling revenue.

‘ And they said ‘no. PTI In the post-Babri mosque demolition phase, However, she explained. 2017 The trailer is pure teaser. LIGO should observe that the spins of colliding black holes never reach that ultimate speed, I’m not familiar with any,One in five of the world’s known plant species is under threat of extinction, and is currently 70% empty as a result of the state’s severe drought. Credit: Google EarthThe discovery was made after the island was analysed by a team of researchers led by Mark McCoy.

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While Los Angeles has the dubious claim to being home to more traffic bottlenecks than any other metropolitan area, 6, suddenly took a turn for the worse. because this is a case in which a cat actually dragged something in with it that was of a hell of a lot more interest than a dead mouse, Comrade Audu T.state broadcaster CCTV had deemed the iPhone a conceivable "national security concern" for Chinacom." [NBC] Contact us at editors@time. who are the company’s CEO and president. But finding a job wasn’t going to be easy.

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" actress Felicity Jones. German skaters Aljona Savchenko and partner Bruno Massot are among the favourites for the pairs figure skating title,爱上海Darran. and the train wheels sliced three toes off his left foot. read more